Calculate your total investment — tuition, living, IELTS, loan interest — and see how long before your salary abroad makes it worth it.
Your numbers
Destination country
Program duration 1 year
MSc = 1yr in UK · MBA/MEng may be 1–2 yrs
Annual tuition ₹30 L/yr
In INR equivalent. UK MSc avg ₹28–45 L/yr
Annual living costs ₹14 L/yr
Rent, food, transport, utilities
IELTS + coaching (one-time) ₹45,000
Loan details
Financed by loan 70%
Interest rate 10%
Repayment period 10 years
Salary comparison
Expected monthly salary abroad ₹3.2 L/mo
~£3,000/mo — UK grad avg in 1st year
Current/expected India salary ₹80,000/mo
Used to calculate your opportunity cost
Total cost
₹0 L
inc. loan interest
Monthly EMI
₹0
post-graduation
Break-even
— mo
months post-graduation
5-yr net gain
₹0 L
vs staying in India
Cost breakdown
Tuition₹30 L
Living costs₹14 L
IELTS & coaching₹0.45 L
Loan interest₹0 L
Total outlay₹44.5 L
Break-even progress (60 months)
Graduation—5 years
Estimates only. Exchange rates fluctuate and salaries vary by employer and city. Use this as a planning range, not a guarantee. Consult a Gradmire counsellor for personalised projections.